Anti-Money Laundering Policy

Last updated: June 1, 2025

Introduction

USDT-FLASH is committed to preventing money laundering and terrorist financing and fully complying with all applicable laws and regulations in this area. This policy outlines the principles and procedures we follow to prevent our services from being used for money laundering or terrorist financing activities.

Compliance Framework

Our Anti-Money Laundering program is designed in accordance with international standards, including the Financial Action Task Force (FATF) recommendations, the Bank Secrecy Act (BSA), the USA PATRIOT Act, and other applicable laws and regulations.

Know Your Customer (KYC)

We implement rigorous Know Your Customer (KYC) procedures to verify the identity of all users. These procedures include:

  • Identity verification: We require government-issued identification documents (such as passport, national ID card, or driver's license)
  • Address verification: We require proof of address (such as utility bills or bank statements)
  • Contact information verification: We verify phone number and email address
  • Risk assessment: We categorize customers based on various risk factors

Additional information or documentation may be requested depending on the risk level and transaction volume.

Enhanced Due Diligence (EDD)

We apply Enhanced Due Diligence procedures for high-risk customers and transactions, including:

  • Politically Exposed Persons (PEPs)
  • Customers from high-risk countries
  • High-value transactions
  • Unusual transaction patterns

Transaction Monitoring

We monitor all transactions using automated systems and human review to detect suspicious activities. Transaction monitoring includes:

  • Identifying unusual or suspicious transactions
  • Monitoring multiple transactions that appear to be linked
  • Screening transactions against sanctions and prohibited persons lists
  • Analyzing transaction patterns to detect unusual activities

Suspicious Activity Reporting

We are committed to reporting suspicious activities to the appropriate authorities in accordance with applicable laws and regulations. We may suspend or terminate accounts of users involved in suspicious activities.

Record Keeping

We maintain all records related to transactions and customer identity for a minimum of five years or the period required by applicable laws, whichever is longer.

Training

All our employees receive regular training on AML policies and procedures, including how to recognize and report suspicious activities.

Sanctions Compliance

We comply with all economic and trade sanctions imposed by the United Nations, European Union, United States, and other relevant authorities. We screen all customers and transactions against relevant sanctions lists.

User Responsibility

As a user of our services, you agree to:

  • Provide accurate and complete information during registration and when requested
  • Comply with all applicable laws and regulations
  • Not use our services for any illegal activities, including money laundering or terrorist financing
  • Promptly notify us of any changes to your personal information

Policy Updates

We may update this policy from time to time to reflect changes in laws, regulations, or our practices. We will notify you of any material changes by posting the updated policy on our website.

Contact Us

If you have any questions about our Anti-Money Laundering policy, please contact our Compliance Officer at:

Email: system@tether.to

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